Visiting a dentist can often set you back by a hundred bucks or more. A simple root canal can cost you up to a thousand bucks and more at times depending on where you live and which dentist you consult. A crown can cost you more than twelve hundred bucks. Multiple treatments or combined procedures which are often necessary can cost you several thousand dollars. All these are excluding the costly implants or laser procedures. If you don’t have dental insurance then you are looking at a severe dent in your savings, or worse, you may not be able to afford dental care.
Even if you have to get cleanings done, which is necessary at least twice a year to ensure proper dental health and oral hygiene, you are looking at a substantial expense. To get cleanings done for less, you can obtain low income dental insurance.
- First, you need to find out about the various low income dental insurance policies out there. You can opt for government funded programs. The federal government, state governments and local governments in counties or districts often have programs for people with low income. These policies don’t ask for a lot of money in premium to get you adequate dental insurance. You pay very little but you do get considerable coverage. You will certainly get cleanings done for less and you can also get the necessary dental care, be it root canals or periodontal treatment. However, these policies may not cover cosmetic dentistry as it is not always seen as a necessity. There are some treatments within the ambit of cosmetic dentistry that are provided coverage for but if you are looking at expensive implants which you don’t need, then your low income dental insurance will not cover you.
- Once, you check out the local, state or federal programs, you must figure out your eligibility. For instance, Health Resources and Services Administration has a program for those who are uninsured or have very low income and cannot afford to pay for cleanings or other dental procedures. Families with kids can opt for Children’s Medicaid or Children’s Health Insurance Program that makes dental insurance very affordable for families with low income. Cleanings are particularly necessary for kids as proper dental care during childhood can help the child to have healthier teeth and optimum oral hygiene later in life.
Check out the programs available and sign up for the one that is the best suit for you, certainly after considering the qualifying criteria.